Escondido, California Personal Loan for Bad Credit Companies

Advance America Advance America
1221 B East Valley Parkway
Escondido, CA  92027
(760) 233-2715
Hours: M-Th 10am-6pm, F 9:30am-6:30pm, S 10am-3pm, Sn Closed
CheckMate CheckMate
1202 East Valley Parkway
Escondido, CA  92027
(760) 705-9695
Hours: M-F 8am-8pm, S 9am-6pm, Sn Closed
Check n Go Check n Go
505 West Washington Avenue
Escondido, CA  92025
(760) 839-2900
Hours: M-F 10:30am-6pm, S 10:30am-7pm, Sn 10:30am-2pm
Escondido Federal Credit Union Escondido Federal Credit Union
2261 East Valley Parkway
Escondido, CA  92027
(760) 839-6225
Hours: M-Th 9am-5pm, F 9am-6pm, S 9am-1pm, Sn Closed
OneMain Financial OneMain Financial
1276 South Auto Parkway
Escondido, CA  92029
(760) 737-9608
Hours: M-F 8am-5pm, S-Sn Closed
Springleaf Financial Services Springleaf Financial Services
306 West El Norte Parkway
Escondido, CA  92026
(760) 746-3400
Hours: M 8:30am-5:30pm, T 10am-7pm, W 8:30am-5:30pm, Th 8:30am-6:30pm, F 8:30am-5:30pm, S-Sn Closed

Escondido, CA Bad Credit Personal Loan Locations


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Related Escondido, CA Loan Programs

Personal Loans in Escondido, CA
$1,000 to $40,000 - Credit Score 650+
Payday Loans in Escondido, CA
$1,000 Maximum - Credit Score N/A

Loans for Bad Credit Available in the Following Escondido, CA Zip Codes:

92025, 92026, 92027, 92029, 92030, 92033, 92046, 92078

When Cash Runs Short in Escondido, Payday Loans Index

Image of Escondido, California Having a car can be both a blessing and a headache, but when you rely on it for work, school, and everything else, having it finally die on you can become a nightmare. If this happens and you need a personal loan, but your credit isn’t the best, are there options for loans for people with bad credit?

This Honda has gotten you through five of the best years of your life. You bought it used, with a couple hundred thousand miles on it already, so you knew it wasn’t going to last forever, but you made sure to get the most out of it while you could. So today, as you were driving down 78 and heard the dreaded sputtering of what sounded like a dying engine, you knew it was time.

One tow to Escondido Auto Tech and an hour later, the mechanics let you know that not only is the engine totally done for, but the transmission was finally going too. The amount of money you would have to put in to get it fixed just isn’t worth it – you’re going to need a new car. As you’re racking your brain on how you’re going to get to school and work the next month or two until your tax refund comes, you know you’d better start looking into your finances.

You call around to a couple of car rental places, and finally find a good deal with Greenleaf Rent-A-Car. They’ve offered you a monthly price, but it’s just outside of your range of affordable. You work full-time but between monthly expenses, you’re barely breaking even. It’s going to cost upwards of $800-1,000 in gas, rental fees, and insurance to cover this situation.

Thinking more about it, why pay so much in rental fees when you don’t walk away with a car at the end of it? Why not just try to buy a cheap car?

You don’t see much in the San Diego Union-Tribune, so you turn to craigslist. Lo and behold, you find a 2006 Toyota Matrix for $4500. Doing some research, you learn that these little wagons are great on gas and can haul lots of stuff.

The seller agrees to meet you at Filippi’s Pizza Grotto and you check out the car. It’s perfect! Just one problem remains- how on earth are you going to pull that kind of money together?

When there's a deep divide between your bank account balance and your expenses, a personal loan can be the bridge that helps you make it to financial stability. But if you have bad credit, many lenders might tell you, “Sorry, we don't issue loans for people with bad credit.” What can you do?

There are loan sources out there that will issue loans with bad credit. Payday Loans Index has access to 10,471 of them in our network. With our no cost, no obligation pairing process, you can complete one short, secure form and be paired with the right loan source for your specific needs.

If $500 to $5,000 would help you cross a financial divide, complete our form today. With many lenders offering loans with flexible terms from 2 to 36 months, and approving loans online in minutes, you could get the cash you need in 1 to 72 business hours. Stop wasting time going from lender to lender and website to website. Apply now and let Payday Loans Index help you build a bridge to financial peace of mind!

With the finances take care of, you can hand over the check, sign, and drive away. You’re off to enjoy new adventures in your new-to-you car!

California Financial Counseling Information

If you feel that you may benefit from the services of a financial counselor, National Debt Relief - Whom Offers a Free Savings Estimate is a leader in financial counseling services for the Escondido area.