The following classes of lending organizations may be exempt under the regulations and laws set by the state of Georgia. Federally chartered banks, credit unions and some entities organized under the laws of a sovereign nation (for example) a Native American Tribe or the country of Antigua.
Georgia Personal Loan for Bad Credit Lending Regulator (GA)
Georgia Governors Office of Consumer Protection
2 Martin Luther King Jr. Drive
(404) 651-8600 or 1-800-869-1123