Memphis, Tennessee Personal Loan for Bad Credit Companies

Cash 4 U Finance Cash 4 U Finance
5281 Winchester Road
Memphis, TN  38118
(901) 881-0348
Hours: M-Th 8:30am-5:30pm, F 8:30am-6pm, S 9am-3pm, Sn Closed
First South Financial Credit Union First South Financial Credit Union
6471 Stage Road
Memphis, TN  38134
(901) 440-0851
Hours: M-F 9am-6pm, S 9am-3pm, Sn Closed
Memphis Finance Memphis Finance
124 Madison Avenue
Memphis, TN  38103
(901) 249-9675
Hours: M-F 8am-6pm, S-Sn Closed
Tri-State Bank of Memphis Tri-State Bank of Memphis
180 South Main Street
Memphis, TN  38103
(901) 525-0384
Hours: M-Th 8:30am-4pm, F 8:30am-6pm, S-Sn Closed
Triumph Bank Triumph Bank
5699 Poplar Avenue
Memphis, TN  38119
(901) 333-8800
Hours: M-Th 8:30am-5pm, F 8:30am-6pm, S-Sn Closed
Wells Fargo Bank Wells Fargo Bank
6445 Poplar Avenue
Memphis, TN  38119
(901) 537-1301
Hours: M-Th 9am-4:30pm, F 9am-6pm, S-Sn Closed

Memphis, TN Bad Credit Personal Loan Locations


Memphis, TN Request

Requested Amount
Your Preferred Term
Your Preferred Rate
Based on your entries above...

Total of

Monthly Payment


Related Memphis, TN Loan Programs

Personal Loans in Memphis, TN
$1,000 to $40,000 - Credit Score 650+
Payday Loans in Memphis, TN
$1,000 Maximum - Credit Score N/A

Loans for Bad Credit Available in the Following Memphis, TN Zip Codes:

37501, 37544, 38101, 38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38113, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38124, 38125, 38126, 38127, 38128, 38130, 38131, 38132, 38133, 38134, 38135, 38136, 38137, 38138, 38139, 38141, 38145, 38147, 38148, 38150, 38151, 38152, 38157, 38159, 38161, 38163, 38166, 38167, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197

When Cash Runs Short in Memphis, Payday Loans Index

Image of Memphis, Tennessee When a serious cash crunch is keeping you from getting your air conditioning back up and running in your home here in Memphis, TN, where can you go in the River City to find the kind of bad credit loans you need to keep cool when the summer heat comes?

No one would ever describe you as being ‘cool as a cucumber.’ You run warm — both literally and personality-wise. A lot of Memphians like it hot — but one of them, you’re not. Nor are you fond of people making silly rhymes out of your sensitivity to heat, which is why that last line got you even hotter. You’re sitting in your living room, wearing next to nothing, and the puddle of sweat forming on the floor beneath you is getting deep enough to drown a small dog. Good thing you don’t have a small dog. But what’s another thing you don’t have? A working air conditioner!

You knew it was coming, of course. Your HVAC system was installed around the same time Johnny Cash was first recording songs at Sun Studio. Now that you feel like you’re the one falling into a burning ring of fire, you’re wondering how you’re going to get the thing replaced.

The AC first started acting up last summer, but you were recovering from a nasty illness that sent you to Methodist University Hospital for a few days, and the last thing you wanted to deal with was replacing your HVAC system. You kept your fingers crossed that you could make it through the rest of the summer, which you did. Then you promptly forgot about it all winter long. When it heated up again in the spring, you started to worry. Should an air conditioning unit really sound louder than a 747 flying out of Memphis International? Probably not. But yours did. The black clouds of smoke coming out of it seemed a little off, too, in retrospect.

Now it’s obvious you can’t wait anymore, but you don’t have the cash to get it fixed or replaced — and thanks in part to missing work last summer due to your illness, as well as the gigantic hospital bills, your credit is shot. Ring of fire? That would be a step up. No, your credit fell down, down, down into a black hole.

“Get a loan,” your buddy Bill told you the other night. You were trying to stay cool with a few brews at The Lookout downtown. (Fantastic air-conditioning there, of course.)

“Bill, how am I going to get a loan with my bad credit?”

He just laughed. “Okay, so you have bad credit. But seriously, man, who doesn’t have bad credit these days?” You could think of a few people who might not, but that was neither here nor there. “Just look for some bad credit loans or no credit loans,” Bill went on. “Worked for me when I needed new tires for my car.”

Are your finances coming up short? An installment loan might be just the boost you need to stay on top of things. However, getting a loan with bad credit can be tough. Payday Loans Index understands.

Our unique network has 10,471 loan sources that offer personal loans for people with bad credit. With one short, secure, form, we can pair you with the right loan source for your situation. Approvals are online and typically take minutes. In 1 to 72 business hours, most lenders can fund installment loans of $500 to $5,000 with flexible repayment terms ranging from 2 to 36 months.

Since 2006, Payday Loans Index has successfully paired more than two million people with the right loan source, even people seeking personal loans for bad credit! Our no cost, no obligation pairing process is simple to use and is far more efficient than filling out application after application with many different lenders. Complete our form today and see how easy it is to reach financial peace of mind!

Get ready to finally beat the heat. Thanks to Payday Loans Index you’re one step closer to getting out of the ring of fire and into a cooler home!

Tennessee Financial Counseling Information

If you feel that you may benefit from the services of a financial counselor, National Debt Relief - Whom Offers a Free Savings Estimate is a leader in financial counseling services for the Memphis area.