Richmond, Kentucky Personal Loan for Bad Credit Companies

Eagle Finance Company Eagle Finance Company
830 Eastern Bypass
Richmond, KY  40475
(859) 623-4600
Hours: M-F 8:30am-5pm, S-Sn Closed
First Financial Credit First Financial Credit
640 Eastern Bypass
Richmond, KY  40475
(859) 624-2149
Hours: M-F 8am-5pm, S-Sn Closed
OneMain Financial OneMain Financial
946 Commercial Drive
Richmond, KY  40475
(859) 623-2406
Hours: M 8am-5pm, T 10am-7pm, W 8am-5pm, Th 10am-7pm, F 8am-5pm, S-Sn Closed
Park Community Credit Union Park Community Credit Union
1300 Gibson Bay Drive
Richmond, KY  40475
(859) 623-0838
Hours: M-F 9am-5pm, S 10am-1pm, Sn Closed
Personal Finance Company Personal Finance Company
2002 Merchant Drive
Richmond, KY  40475
(859) 625-0770
Hours: M-F 8:30am-5:30pm, S-Sn Closed
Springleaf Financial Services Springleaf Financial Services
843 Eastern Bypass
Richmond, KY  40475
(859) 623-5924
Hours: M-F 8am-5pm, S-Sn Closed
World Finance Corporation World Finance Corporation
312 Jason Drive
Richmond, KY  40475
(859) 623-2887
Hours: M 8:30am-6pm, T-Th 8:30am-5:30pm, F 8:30am-6pm, S-Sn Closed

Richmond, KY Bad Credit Personal Loan Locations


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Related Richmond, KY Loan Programs

Personal Loans in Richmond, KY
$1,000 to $40,000 - Credit Score 650+
Payday Loans in Richmond, KY
$1,000 Maximum - Credit Score N/A

Loans for Bad Credit Available in the Following Richmond, KY Zip Codes:

40475, 40476

When Cash Runs Short in Richmond, Payday Loans Index

Image of Richmond, Kentucky A personal loan for people with bad credit can be hard to find, especially when an emergency happens. Let Payday Loans Index help you find a reputable lender who will work with your bad credit history.

There's a joy to living in Richmond, a feeling of happiness; it's something in the air, you think. The gorgeousness of the Appalachian Mountains makes your heart sing, especially on a day like today. The City That Works has been a good place for you. Eastern Kentucky University gave you a great education—you wouldn't be the teacher you are today without them. And teaching at Madison Central is a challenge, but always so rewarding. You're making a difference in kids' lives, just as you always wanted. Today, though, you've got the day off and you've got a long list of things to do. Training for that 5K you signed up for is first on the list. The route takes you down Eastern to Lake Reba and back, with the bonus of the adrenaline rush that running on Eastern will give you. Then you need to get to Walmart—you need to get groceries if you want to be able to eat this week. Then, after the horror that is dealing with the traffic on Commercial Drive, you get the reward—meeting friends for dinner at Masala! You haven't been there for ages and your craving for Indian food is strong. The thought of those samosas, the Tikka Masala, the wonder that is their chai tea—you can't wait for dinner time.

So far, so good—the day is going according to plan. But driving out of the Walmart parking lot, the car starts to shudder and shake. That can't be good. You manage to limp the car around to the repair shop in the back, where the mechanic delivers the bad news—this is going to be expensive. Why are car repairs never cheap?

It's never a good time to need car repairs, but this is an especially bad time. Your savings are non-existent right now. Being a teacher is rewarding, but not lucrative, and these repairs are going to add up to a lot of money. Your only option is to borrow the cash somewhere—but where? Your family isn't in better shape, financially—they can't help. Your bank? Ha! Thanks to your student loan debt and some poor choices in your youth, your credit rating is less than stellar. In fact, you're one of the many who are considered to have bad credit—and banks don't want to lend to someone with bad credit. You've worked hard to fix your credit and pay off your debt, but the label sticks. So you're going to have to find a less conventional lender who's willing to work with you to finance this repair. But where do you start looking? How do you find lenders who are flexible enough to give you a chance?

When the proverbial spaghetti hits the proverbial fan, things can get pretty messy in a hurry. A personal loan can help you mop things up, but if you have bad credit, you may struggle to find one. How can a person find the right loans for bad credit?

Payday Loans Index offers unique access to 10,471 loan sources that handle loans for people with bad credit. Our no cost, no obligation, consumer-to-lender pairing process has helped over two million people since 2006 to get the right loan for their individual situations. These are typically installment loans that allow a consumer to borrow $500 to $5,000 and pay it back over a period of 2 to 36 months.

With one short, secure form, you can anonymously give us the basic outline of your situation. We use that information to pair you with loan sources from our network which would be appropriate for your needs. From there, you can select a source and complete your application with them. It’s simple and fast!

Most loan sources in the Payday Loans Index network approve bad credit personal loans online in minutes, and fund loans within 1 to 72 business hours- getting you the cash you need to tidy up your financial messes. Whether you’ve been hit with an expensive car repair or need some cash to help you get a new start in life, our loan sources can help. Apply now!

At last! Thanks to a loan company with more flexible terms, you can pay for your car repairs and keep your dinner plans tonight.

Kentucky Financial Counseling Information

If you feel that you may benefit from the services of a financial counselor, National Debt Relief - Whom Offers a Free Savings Estimate is a leader in financial counseling services for the Richmond area.